Dresdner Bank AG – Brief Overview
Dresdner Bank is one of the largest banks in Europe. Although our roots lie in Germany, the integration of the continent has meant that our home market has been Europe for some time now. With 1.074 branches in Germany, Dresdner Bank Group’s network of branches is the largest of any major German bank. We are present in all of the world’s largest financial hubs – in Frankfurt, London, New York, Tokyo and Singapore, overall we have a total of 50 locations around the globe. That means that we are active wherever our clients need us.
Since 2001, Dresdner Bank has been a wholly-owned subsidiary of Allianz Group. In a fiercely competitive environment, Dresdner Bank pursues its own strategy as part of Allianz Group. Together we have positioned ourselves as an integrated financial services provider. Our compelling approach is based on offering single-source banking and insurance services. We are in a position to offer our clients banking products via Allianz agencies, as well as insurance services through the Bank’s branches. Not only do we thus serve our clients at a total of 12,000 locations in Germany, but we are also able to offer them tailor-made financial and insurance solutions for every stage of their personal lives and their businesses.
Our Business Model
Dresdner Bank’s focus is on serving the financial needs of private and business clients and large caps, as well as multinationals and institutional clients. Together with Allianz, Dresdner Bank is one of the leading providers of integrated financial services – locally, nationally and around the globe.
Private & Corporate Clients
The Private & Corporate Clients division includes Personal Banking, Private Banking, Business Banking, Corporate Banking and Private Wealth Management. This enables us to provide an integrated offering for private and corporate clients.
Personal Banking offers all customers quick, hassle-fee services for everyday banking transactions at an attractive price. Clients who wish to play an active role in managing their finances and who are looking for a competent partner to assist them are well served by Dresdner Bank’s Private Banking. Our advisors support clients in achieving long-term asset growth: they prepare analyses, make recommendations and offer sophisticated solutions based on intelligent products.
Business Banking provides optimised advisory services and support for the private and business needs of business clients in the areas of asset management and financing. Our efforts begin when a new company is established. Together with our clients, our advisors review the business case, calculate the new company’s capital requirements and prepare a tailor-made financing concept.
The Private Wealth Management unit work together with our clients to analyse their financial position. We draw up an overview of their securities investments, real estate holdings, equity investments, other assets, insurance policies and liabilities. In addition, we look at their family and business situation, the returns they expect to generate, their liquidity requirements and their risk appetite. We advise clients who wish to manage their family and business assets, real estate and foundations themselves. Alternatively, clients can grant us an asset management mandate.
Our Corporate Banking unit offers larger middle-market companies and large caps needs-driven support in the form of commercial banking products and capital markets-based financial solutions – including expert advice and excellent service.
Investment Banking
At Dresdner Kleinwort, we focus on German and multinational groups, financial investors and institutions, as well as middle-market corporate clients requiring access to the capital markets. We are restructuring our operations into two integrated areas: Capital Markets and Global Banking. Capital Markets is responsible for our capital markets business in equities, bonds, foreign exchange, interest rates and loans. In addition to our trading capacity, we have a high-quality research offering covering these investment classes. Our Global Banking staff provides classic corporate advisory services and corporate finance using a uniform credit platform. We offer advisory services and finance for takeovers and divestments, in addition to structuring complex capital market transactions such as corporate bond and stock issues, IPOs and syndicated loans.
(Last update: February 28, 2008)